Bridgement finance for South African businesses
Apply for Bridgement business finance through 1% Accounting. Bridgement offers short-term business loans, a line of credit and invoice finance to registered South African businesses, and your Accountant can help you get your financial information ready before you apply.
Bridgement finance options
Bridgement funds businesses in three ways. You choose the option that fits what you need the money for.
Short-term business loan
A loan to bridge a cash flow gap or fund a once-off need, such as stock, equipment or a large supplier payment, repaid over an agreed period.
Line of credit
A revolving facility you draw on when you need it. Bridgement charges on the amount you use, not on the full limit.
Invoice finance
An advance against unpaid customer invoices. You choose which invoices to finance, and Bridgement does not require you to tell your customer.
Bridgement finance at a glance
Figures from Bridgement's website in October 2026. Any offer depends on Bridgement's assessment of your business.
Who can apply
- A business registered in South Africa
- Monthly turnover of R80,000 or more
- At least six months of trading history
- Bank statements or accounting data, such as your Xero file, to share with Bridgement
These are Bridgement's published requirements. Bridgement assesses every application and sets the amount, term and cost of any finance it offers.
How to apply through 1% Accounting
- Click Apply with Bridgement and complete the online application form.
- Share your bank statements or connect your accounting data so Bridgement can review your trading history.
- Bridgement reviews your application and, if it approves it, sets your limit, term and cost.
- Draw approved funds from your Bridgement dashboard.
How your Accountant helps
Bridgement looks at your bank statements and financial records. When your books are reconciled in Xero and your VAT and SARS returns are up to date, you have the figures Bridgement asks for on hand.
Your 1% Accounting team can pull together your management accounts, bank statements and tax compliance status before you apply, and talk you through what a repayment would mean for your monthly cash flow.
Bridgement finance questions
What is Bridgement?
Bridgement is a South African business finance provider. It offers short-term business loans, lines of credit and invoice finance to registered businesses, and you apply online.
Is 1% Accounting the lender?
No. 1% Accounting is a Bridgement referral partner. Bridgement is the lender, runs its own credit assessment and sets the terms of any finance it offers.
How much can my business apply for?
Bridgement lists funding of up to R10 million. The amount offered depends on Bridgement's assessment of your turnover, trading history and financial records.
What do I need to apply?
A business registered in South Africa, monthly turnover of R80,000 or more, at least six months of trading history, and bank statements or accounting data to share with Bridgement.
How long can I take to repay?
Bridgement lists repayment periods of 1 to 24 months, depending on your business profile and the product you choose.
Do I have to be a 1% Accounting client to apply?
No. Any business that meets Bridgement's requirements can apply through this page. If you are a client, your Accountant can help you prepare before you apply.